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How to buy a home?

How to buy a home?

Before you set the amount of your budget contact a bank, or contact REALinvest to get you an estimate of the amount you can get in case you need a loan.

Before you set the amount of your budget
contact a bank, or contact REALinvest to get you an estimate of the amount you can
get in case you need a loan.
If you take a loan: Monthly home payments should be just a fraction of your income
gross monthly. The option of monthly installment payment will determine the purchase you can afford.
Provision of income
Once you have considered the prepay, make sure that you still have enough income for it
cover fees and other costs. These may include the assessment fee, loan fees, fees
notary, mortgage etc. If you need more information on what expenses you will have
please contact us at info@realinvest.al and we will give this service free of charge.
Search for a home
If you are going to realinvest.al
You can do a search based on your budget. There will be some property variants inside this
budget. In REALinvest's database find a detailed comparison of market prices.
Your first step is to understand which city or neighborhood you want to live in. Look at the signs of
economic vitality: a mix of young families and old couples, low unemployment and
good income. Pay special attention to areas with good schools, even if you do not
children of school age. When it comes time to sell, you will discover that a strong school system
is a great advantage to helping your home keep or gain value.
If you can, think about an off season purchase, which is generally in the colder months
of the year (October to February) you will have less competition and sellers may be more willing to
negotiated.
Make an offer
Once you find the home you want, move quickly to make your offer. Get advice from the agent
ours for an offer they are with enough experience and would like to suggest it to other customers therefore
will receive the best price.